What’s Changing in Menopause Care? A Guide for Women in New Jersey Over 40

For many women in their 40s and 50s, the experience of perimenopause and menopause can feel like a silent struggle: hot flashes, brain fog, sleep disturbances, mood shifts, and a medical system that often isn’t listening. But change is finally gaining momentum. And if you live in New Jersey, you’re at the heart of it.

This post explores the latest policy updates in New Jersey designed to improve menopause care, highlights what other states are doing, and sheds light on a growing shift in the workplace to better support women during this transformative time.

New Jersey Is Taking the Lead: What You Need to Know

Expanded Insurance Coverage for Menopause Care

Two important bills, Assembly Bill A5278 and Senate Bill S4148, are driving change in how menopause is treated and covered in the Garden State. If passed, these laws would require insurance plans to cover:

• Hormonal and non-hormonal therapies

• Pelvic floor physical therapy

• Mental health care related to menopause

• Bone and cardiovascular health services

• Counseling and education on menopause management

Hi, I’m Nurse Cris, and if you’re reading this while wondering whether what you’re feeling is “normal,” I want you to know you’re not alone, and yes, there are real options available. These bills matter because they open up access to treatments that too many women have been told they just have to live without. Hormone replacement therapy (HRT), for example, is one of several tools we can use, when appropriate, to bring relief from hot flashes, mood swings, disrupted sleep, and more.

At Grace Concierge, I work directly with women in perimenopause and menopause to determine whether HRT is the right fit. We consider your medical history, lifestyle, and goals, and explore both hormonal and non-hormonal support strategies. These bills help remove some of the financial and logistical barriers, so you can focus on what really matters: feeling like yourself again.

As of spring 2025, this legislation has passed key committees and is gaining momentum, and that’s a hopeful step forward for all of us.

Provider Education and Public Awareness

New Jersey is also considering bills that promote menopause-focused education for physicians and officially designate September as Menopause Awareness Month.

Veterans Deserve Thoughtful Menopause Care, Too

Roughly 10% of U.S. veterans are women, and that number continues to grow. Many are now in their 40s and 50s, navigating hormonal changes while also managing the long-term effects of military service.

That’s why the Improving Menopause Care for Veterans Act is an encouraging development. This 2025 bill tasks the Government Accountability Office with evaluating how menopause care is provided across the VA system.

It won’t transform care overnight, but it’s an important signal: menopause is being recognized as a vital part of women’s health, especially in systems where it has often been overlooked.

What Other States Are Doing: Building National Momentum

While New Jersey is setting a strong example, it’s not alone; other states are beginning to move in the right direction too:

• California legislation is mandating insurance coverage for menopause care and requiring providers to complete specialized menopause training.

• Illinois is expanding Medicaid access to hormone therapy for women experiencing natural menopause, not just those with surgically induced symptoms.

• Louisiana is removing red tape by requiring insurers to cover menopause treatment and eliminating frustrating barriers like prior authorizations.

These shifts send a clear message: menopause care is essential, and more states are stepping up to give it the attention it deserves. If you have friends or loved ones in these states, let them know there may be new options available to them too.

The Workplace Is Catching Up Too

As more women speak up about their menopause experiences, employers are beginning to recognize the importance of support during this stage of life. In 2023, only 4% of companies offered menopause-specific benefits, but that number is expected to grow to 18% in 2025.

Some organizations like Microsoft, Adobe, Genentech, and Healthfirst are already offering:

• Hormone therapy coverage

• Access to menopause specialists or coaching

• Mental health and well-being support

• Flexible work accommodations

If you’re working in New Jersey, now is a great time to check in with your HR department. Ask what benefits or resources are available for employees navigating perimenopause or menopause. If your workplace hasn’t implemented anything yet, don’t be afraid to start the conversation; your advocacy could help create a healthier, more supportive environment for yourself and others.

What This Means for You

This is your reminder that support is expanding, and you have every right to ask for the care you need.

• Talk with us at Grace Concierge about what your insurance may cover for menopause-related treatment, including hormone therapy. We’ll help you understand your options and navigate what’s available based on your individual needs. While we don’t accept insurance directly, we can provide a superbill—a detailed invoice you can submit to your insurance provider for possible reimbursement. This allows many clients to access out-of-network benefits while still receiving the personalized, integrative care offered through Grace Concierge.

• Take a look at what your workplace offers in terms of menopause-related benefits. And if there’s nothing in place yet, consider starting the conversation. Your voice could help create meaningful change.

If you’re ready for a more personalized, whole-person approach to your health, Grace Concierge is here for you. With a foundation in clinical expertise and a heart for compassionate care, I’m here to help you navigate this transition with clarity, confidence, and support.

You Deserve Better. And It’s Starting to Happen.

This is the beginning of something new. Menopause is a profound and personal transformation, and you shouldn’t have to figure it out on your own.

With policy changes taking root here in New Jersey and more awareness growing each day, this is the moment to take charge of your well-being.

At Grace Concierge, we see you. We hear you. And we’re here to walk alongside you with thoughtful, individualized care that honors your body, your story, and your goals.